Any person over the age of 18 years with the NIC/DL can open a fixed deposit at Orient Finance.

Rs. 250,000

Completed application, NIC/DL/Passport copies, KYC form & a billing proof document if the current address is different from the address mentioned on the NIC.

- Highest FD rates
- Free life insurance & a critical illness coverage
- Fast and efficient service

Yes, you can open joint accounts.

This will be decided as specified in the mandate. Basically the customer can decide who should operate the account.

The relevant scanned documents/applications should be forwarded through e-mail and funds could be transferred to one of our bank account in Sri Lanka. The original documents should be submitted to OFPLC within 7 working days from the date of opening the account.

Yes, All the transaction related information will be kept confidential under the section of 61 of the Finance business Act No 42 of 2011. Information can be disclosed to authorities by a court of law or in compliance with any other written law.

6 months & 1 year

FD plus offers a fixed interest rate until the maturity.

LRA Rating - BB+ Stable

Yes. All the requests should be given in a written format. A new nomination form should be obtained from OFPLC and filled.

Yes. All the joint holders of the account should nominate the new nominee by written letter.

The nominee can submit the below documents and get the fund transferred to his/her account.

- Identification of the Nominee
- Deposit certificate
- Certified copy of the death certificate of the depositor
- Affidavit by the nominee
- Instruction letter from the nominee
- Bank account details

Yes, OFPLC will issue a certificate with the below details.

- Account No
- Depositor details
- Deposit amount
- Maturity date
- Authorized signatures

Yes, It’s possible to obtain a duplicate certificate by submitting the below documents to OFPLC.

- Depositor’s request letter
- An affidavit by a Notary

- From a nearest OF branch
- Fund transfer
- Cheque payments
- Bank draft

Yes. You could withdraw the deposit without a prior notice but with a discounted interest rate. However, you may obtain a loan against your FD.

Yes, interest can be paid monthly or at maturity

The account will be renewed automatically for the prevailing normal FD rates for the same period, unless the customer request to deposit the amount to a different plan or withdraw.

You may withdraw the deposit by surrendering the FD plus certificate with a request letter to withdraw the deposit at maturity.

Rs. 172,000.00

NIC/ DL/ Passport copies

Our interest rates are starting from 0.75% and vary according to the period.

You may settle the contract and get the articles on the same day over the counter.

We have 31 branches around the island at main cities.

No need of a guarantor to obtain Gold loans.

Please contact us through 011 757 7577 if you need more clarifications on this.

Islamic finance is a system of financial services and products that adhere to Islamic principles, promoting ethical and socially responsible financial practices.

Islamic finance is guided by principles such as the prohibition of interest, risk-sharing, asset-backed financing, avoidance of uncertainty and speculation, and the avoidance of investments in unethical activities.

Islamic finance operates without interest, encourages risk-sharing, and involves transactions backed by tangible assets, ensuring alignment with Shariah principles.

Ijarah is similar to leasing, where a lessor owns an asset and leases it to a lessee for a specified period. However, Ijarah adheres to Shariah principles, emphasizing fairness and ethical conduct.

Yes, conventional finance companies establish Islamic finance windows or subsidiaries to provide Shariah-compliant financial services alongside their conventional offerings.

Any person over the age of 18 years or an organization wanting to acquire a three-wheel, with the capability to repay is eligible to apply for a lease.

- Fast service
- Minimum documentation
- Suitable/affordable monthly installment

- Bajaj
- Piagio

Yes, you can.

5 years.

Yes. You can always fully settle the contract by paying the outstanding.

- NIC copies of applicant and guarantors
- Income proof documents
- Address proof documents
- Invoice from the person selling the vehicle/equipment

Down payment is variable according to the market value.

The lease facility could be offered within 2 working days if the required documents are submitted to Orient Finance on time.

The vehicle should be fully insured during the leasing period. Customer can select a preferred service provider.

Call our hotline 011 757 7577 or 0763205005

Any person over the age of 18 years with the NIC/DL can open a fixed deposit at Orient Finance.

Rs. 5,000

- Highest FD rates
- Fast and efficient service

Completed application, NIC/DL/Passport copies, KYC form & a billing proof document if the current address is different from the address mentioned on the NIC.

Yes, you can open joint accounts.

This will be decided as specified in the mandate. Basically the customer can decide who should operate the account.

The relevant scanned documents/applications should be forwarded through e-mail and funds could be transferred to one of our bank account in Sri Lanka. The original documents should be submitted to OFPLC within 7 working days from the date of opening the account.

Yes, All the transaction related information will be kept confidential under the section of 61 of the Finance business Act No 42 of 2011. Information can be disclosed to authorities by a court of law or in compliance with any other written law.

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The rates will be remain as per the contact signed between the client and OFPLC.

Please click here

LRA Rating - BB+ Stable

Yes. All the requests should be given in a written format. A new nomination form should be obtained from OFPLC and filled.

Yes. All the joint holders of the account should nominate the new nominee by written letter.

The nominee can submit the below documents and get the fund transferred to his/her account.

- Identification of the Nominee
- Deposit certificate
- Certified copy of the death certificate of the depositor
- Affidavit by the nominee
- Instruction letter from the nominee
- Bank account details

Yes, OFPLC will issue a certificate with the below details.

- Account No
- Depositor details
- Deposit amount
- Maturity date
- Authorized signatures

Yes, It’s possible to obtain a duplicate certificate by submitting the below documents to OFPLC.

- Depositor’s request letter
- An affidavit by a Notary

- From a nearest OF branch
- Fund transfer
- Cheque payments
- Bank draft

Yes. You could withdraw the deposit without a prior notice but with a discounted interest rate. However, you may obtain a loan against your FD.

Any person over the age of 60 years with the NIC/ DL can open a senior citizen fixed deposit at Orient Finance.

Yes, interest can be paid monthly or at maturity

The account will be renewed automatically unless the customer request to deposit the amount to a different plan or withdraw.

You may withdraw the deposit by surrendering the FD certificate with a request letter to withdraw the deposit at maturity.

Yes. You may apply for a loan against your deposit ranging from 70% to 90% of the capital value.

- FD certificate
- Loan application form

Any person over the age of 18 years or an organization wanting to acquire an asset, with the capability to repay is eligible to apply for a lease.

- Fast service
- Minimum documentation
- Suitable/affordable monthly installments

- Car
- Van
- Bus
- Lorry
- Three-wheel

Yes, you can.

6 years

Yes. You can always fully settle the contract by paying the outstanding.

- NIC copies of applicant and guarantors
- Income proof documents
- Address proof documents
- Invoice from the person selling the vehicle/equipment

Down payment is variable.

The lease facility could be offered within 2 working days if the required documents are submitted to Orient Finance on time.

The vehicle should be fully insured during the leasing period. Customer can select a preferred service provider.

Call our hotline 011 757 7577