Any person over the age of 18 years with the NIC/DL can open a fixed deposit at Orient Finance.

Rs. 5,000

- Highest FD rates
- Fast and efficient service

Completed application, NIC/DL/Passport copies, KYC form & a billing proof document if the current address is different from the address mentioned on the NIC.

Yes, you can open joint accounts.

This will be decided as specified in the mandate. Basically the customer can decide who should operate the account.

The relevant scanned documents/applications should be forwarded through e-mail and funds could be transferred to one of our bank account in Sri Lanka. The original documents should be submitted to OFPLC within 7 working days from the date of opening the account.

Yes, All the transaction related information will be kept confidential under the section of 61 of the Finance business Act No 42 of 2011. Information can be disclosed to authorities by a court of law or in compliance with any other written law.

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The rates will be remain as per the contact signed between the client and OFPLC.

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LRA Rating - BB+ Stable

Yes. All the requests should be given in a written format. A new nomination form should be obtained from OFPLC and filled.

Yes. All the joint holders of the account should nominate the new nominee by written letter.

The nominee can submit the below documents and get the fund transferred to his/her account.

- Identification of the Nominee
- Deposit certificate
- Certified copy of the death certificate of the depositor
- Affidavit by the nominee
- Instruction letter from the nominee
- Bank account details

Yes, OFPLC will issue a certificate with the below details.

- Account No
- Depositor details
- Deposit amount
- Maturity date
- Authorized signatures

Yes, It’s possible to obtain a duplicate certificate by submitting the below documents to OFPLC.

- Depositor’s request letter
- An affidavit by a Notary

- From a nearest OF branch
- Fund transfer
- Cheque payments
- Bank draft

Yes. You could withdraw the deposit without a prior notice but with a discounted interest rate. However, you may obtain a loan against your FD.

Any person over the age of 60 years with the NIC/ DL can open a senior citizen fixed deposit at Orient Finance.

Yes, interest can be paid monthly or at maturity

The account will be renewed automatically unless the customer request to deposit the amount to a different plan or withdraw.

You may withdraw the deposit by surrendering the FD certificate with a request letter to withdraw the deposit at maturity.

Yes. You may apply for a loan against your deposit ranging from 70% to 90% of the capital value.

- FD certificate
- Loan application form